Systematic
approach to mortgage success.
This all starts with someone who can help navigate you through the
mounds of optiosn and paperwork that lay ahead. George Matthews
starts off by estabilishing everyone's wants and desires, then helps
them determine financially if that makes sense. Banks will oftern give
you more credit than what you really can afford. Ultmately this can put
you bad postion. Having a financial expert, CPA, is helpful in
derterming what this purchase or refinance may do to you financially.
Once a you've determined a loan ammount George will walk you throught
the qualification process. You will need someone organzied to help
guide you and keep things straight.
What to Expect
George
will personally evaluate and issue a pre-approval letter for you and
your agent within one day of the request. This process includes
reviewing income, assets, credit and the various loan programs
available to you. George offers loan approval prior to property
selection, if requested. George
with your prior authorization will review all 3 credit bureaus with
clients. This process includes correcting errors and methods to
increase scores. George
will assist you in regard to proper ownership. Changing ownership due
to marriage, divorce or transfer of interest. George
will provide comparable listings to assist with the refinance or
purchase from a licensed appraiser.Pre
- Qualifying for Purchase Transactions
Credit
Evaluation
Title
Information
Appraisal
Information
Online Resources
Tresury
Market/ Interest Rate Update & Economic Data
Daily Financial Information
Homes for Sale - Maryland Real Estate
Homes for Sale -
Baltimore
Internal Revenue
Check Home Value